We are headed to ID and are looking at a VA loan for the house. Yes, we are Vet's. does anyone know what the current 30 year fixed rate is? how does the loan program work? Info is hard to find on the net- hard to believe.
I can provide you with that.
but depends which country u from.
Canadian Mortgages are compounded semi annually or twice per year. THEY MUST ALWAYS BE CONVERTED.
Not in the US where mortgage interest is compounded monthly.
Qouted mortgage rates by banks & other financial institutions are slightly higher than the "actual rate" being charged
Because "quoted rates" do not take the compounding nor payment frequency into account.
As a result, mortgage interest rates quoted by financial institution MUST BE "converted or adjusted"
If you need further information on how your 30 yr fixed rate being calculated?Pls email me and let me know the full amount of mortgage being borrowed and I will calculate for you and of course will let you know all the details on how to get your monthly payment.
Source: http://www.financetalkinghub.com/va-home-loan-current-rates-how-they-work.html
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